Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts

5 Best Smart Phone Insurance and Warranty Programs

Do you think a smart phone worth being insured? Maybe you purchased a tablet for your kids, and the tablet worth $400 and you spend $5 monthly to insure the tablet, and at the end of 3 yrs, not even a scratch on the tablet, isn't that a waste of money for insurance. But remember that in the other hand, if the tablet issued was faulty within few months, don't you think the insurance worth it.




Insurance is very beneficial to most individuals and business because it serves many purposes. With insurance of any of your property, like Smart phones (Key topic) you get to have peace of mind because it's being insured, depending on the programs insurance policy. You also get to have an asset protection, that is, any damage or loss on the smart phone would be replaced by the insurance program.
Insurance programs for smart phones help to lift the limitation of the warranty of the device, and doing that, some factors are being considered in which the insurance policy is likely to cover.

§  Insurance policy is likely to cover accidental damage of your smart phone
§  Insurance policy is also likely to cover theft or burglary of your smart phone
§  Insurance policy is also likely to cover loss of your smart phone and many more.

But like I initiated previously, factors are to be considered while choosing an insurance program, like considering the monthly bill from the insurance program, compared to the price of your smart phone.
Today's stroll, I would review the 5 best insurance or warranty programs to go for.

·         Square Trade
Sqauretrade is known to be one of the coolest aftermarket insurance program for smart phone. It's really affordable with lower price and deductible. Square Trade has the regular plan with price $6.99 per month or $125 for 2 years with 25% discount. While the deductible is $99. It's coverage length is up to 1-5yrs, and this is depended on plan purchased. As for plans to be covered, plans like, accidental damage, electrical malfunction, mechanical malfunction, battery, water damage and many more. But plans like theft and loss can't be covered by the insurance program. From the program's insurance policy, the type of replacement is that, you would be given new or refurbished product of that smart phone insured, cash settlement is also included in there terms.

·         Apple Care
Apple care is another great after-market insurance program for smart phones. It's cost goes for $99 for 2 yrs, that is, $4.13 monthly, but there policy don't accept monthly payments, it's a one time payment which lasts for 2 yrs. The deductible goes for $49 with a coverage length of 2yrs, and maximum of 2 replacement of the product or smart phone being insured. You can opt-in for the program after 30 days of purchase of the smart phone.
About plan covers, it covers plans like, accidental damages, water damages, drops, mechanical malfunctions, electrical malfunctions, battery (that's if the battery don't last as long as it's being specified, 50% depletion) and also service cost. But loss and theft isn't included. It's type of replacement is very reliable with new and suitable performance of the device.